Sale and Leaseback of Your Home

Financial Education Center > Getting Ready To Retire / Retired

The Role of Your Home in Retirement

Another way to use your home for retirement is a sale and leaseback arrangement. Under this arrangement, you sell your home and transfer title to the buyer. You continue to live in the home and pay a monthly rental to the new owner. This enables you to get cash out of your home and still live in your home.

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IMPORTANT NOTE: Both a sale/leaseback and reverse mortgage should be approached with caution. Consult with a trusted independent professional, such as your accountant or attorney, before undertaking these techniques. Neither of these options should be your first choice in funding retirement.

IMPORTANT NOTE: Since title to your home transfers under a sale/leaseback arrangement, all future appreciation of the home belongs to the new owner.

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Not a Bank Deposit	Not Insured by Any Federal Government Agency

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