• NHTrust Financial Advisors
  • MeredithVillage Savings Bank
  • MerrimackCounty Savings Bank
  • Savings Bank ofWalpole
  • New HampshireMutual Bancorp
  • Contact Us
  • Locations

Meredith Village Savings Bank

Meredith Village Savings Bank
  • Personal
        • Branch Management Team
        • Checking
          • Checking
          • Checking
          • Order Checks
          • $5 Allowance
          • Schedule of Fees
        • Savings, Money Markets, CDs & IRAs
        • Health Savings Accounts
        • Overdraft Programs
          • Overdraft Programs
          • Overdraft Programs
          • CheckReserve Line of Credit
          • Courtesy Pay
        • Deposit Rates
        • Online, Mobile & Telephone Banking
          • Online, Mobile & Telephone Banking
          • Online, Mobile & Telephone Banking
          • Telephone Banking Guide
        • Home Lending
          • Home Lending
          • Home Lending
          • Home Equity Lines & Loans
          • Mortgage Lending Specialists
          • Home Buying Road Map
          • Mortgage Assistance Programs
          • First Time Homebuyers
          • Home Lending Rates
          • Local Realtors
          • Reverse Mortgages
        • Personal Lending
          • Personal Lending
          • Apply Now
          • Personal Lending
          • Personal Lending Rates
          • Credit Cards
        • GenGold Savings & Identity Theft Program
          • GenGold Savings & Identity Theft Program
          • GenGold Savings & Identity Theft Program
          • Local GenGold Partners
          • Newsletters
        • Safe Deposit Boxes
  • Business
        • Business Team
        • Checking & Savings
          • Checking & Savings
          • Checking & Savings
          • Deposit Rates
        • Lending
          • Lending
          • Lending
          • Business Credit Cards
          • Commercial Loan Meeting Checklist
          • Business Plan
          • Loan Application Form
        • Online, Mobile & Telephone Banking
          • Online, Mobile & Telephone Banking
          • Online, Mobile & Telephone Banking
          • Telephone Banking Guide
        • Expanded Business Solutions
        • GenGold® Business Partner Program
  • Resources
        • Financial Education
        • Calculators
          • Calculators
          • College Savings Calculator
          • Loan Calculator
          • Mortgage Calculators
          • Retirement Calculator
          • Savings Calculator
        • Routing Number
        • Newsletter
  • About
        • Careers
        • Community Involvement
          • Community Involvement
          • Community Involvement
          • Fund Application
        • Directors
        • History
        • Leadership
        • Privacy & Security
          • Privacy & Security
          • Privacy & Security
          • Privacy Notice
        • Statement of Condition
        • Values
        • Locations

Financial Education Center

Financial Education Center > Cash & Debt Management
Identity Theft
  • What is identity theft?
  • Types of identity theft
  • How thieves get your personal information
  • Keep important numbers safe
  • Keeping prying eyes out
  • Keep online transactions safe
  • Identity theft warning signs
  • What is a fraud alert?
  • What is security freeze?
  • Resources for more information

Identity theft warning signs
The Federal Trade Commission cautions consumers to keep a close eye on their bank accounts, financial statements, bills, and other records in order to catch the earliest signs of identity theft. If you notice any of these troublesome signs, don't ignore them. The sooner you report identity theft, the more quickly it can be resolved and the less damage will occur.
  • Bank account withdrawals you don't recall making
  • Missing bills or other mail
  • A merchant refusing your check when you are not at fault
  • Calls from collection agencies about debts that aren't yours or charges you were unaware of
  • Unfamiliar accounts, charges, or inquiries listed on your credit report
  • Medical bills or insurance claims for services you didn't receive
  • Notices from the IRS that more than one tax return was filed in your name when you try to file taxes and/or get your refund
  • Income reported on your tax return from an employer you did not work for
  • A notice of a data breach from a company with which you do business or where you have an account
  • Being notified of applications for loans, credit lines, or credit cards you did not apply for

Review Your Credit Reports
Federal law mandates you can receive one free credit report per year from each of the three credit reporting agencies: Experian, TransUnion, and Equifax. Get your credit reports annually, and review them thoroughly to ensure all the information is correct and up to date. Keep an eye out for any red flags that could indicate identity theft, such as unfamiliar inquiries or accounts and addresses you don't recognize. Visit www.annualcreditreport.com to order your free credit reports.

  • Connect with a Branch Manager

Four steps to take if you suspect you have become a victim

  1. The first step you should take if you suspect you have become the victim of identity theft is to call your financial institution immediately. Contact your bank as well as your credit card companies, and let them know you have found evidence of theft or fraud. Close your financial accounts.
  2. Next, report the suspected theft or fraud to your local police department and fill out a police report. This will formalize your case, and start you on the road to remedying the situation with your creditors. Be sure to get a copy of the police report and note the report number for when you speak with financial institutions and the credit bureaus.
  3. Contact the three credit reporting bureaus: Equifax, TransUnion, and Experian. They will flag your account and put a fraud alert on it, letting potential creditors know that new credit can't be given in your name without your approval.
  4. Contact the Federal Trade Commission at www.ftc.gov/idtheft or 1-877-ID-THEFT (1-877-438-4338) to report the identity theft to the federal government and fill out an ID theft affidavit that will help you communicate with companies, financial institutions, and creditors about what happened.
  • Next
Share Article:
Add to Facebook Add to Twitter Add to LinkedIn Add to GooglePlus
  
Find Someone To Help
  • Connect with a Branch Manager
Free Quick Guides
  • College Funding
  • Cash and Debt Management
  • Additional Guides
Your Financial Checklist
  • Create Checklist

24 NH Route 25
PO Box 177
Meredith, NH 03253
603.279.7986
800.922.6872
Telephone Banking: 800.394.8769
NMLS#466022

© 2020 Truebridge, Inc.

  • Personal
    • Branch Management Team
    • Checking
    • Savings, Money Markets, CDs & IRAs
    • Health Savings Accounts
    • Overdraft Programs
    • Deposit Rates
    • Online, Mobile & Telephone Banking
    • Home Lending
    • Personal Lending
    • GenGold Savings & Identity Theft Program
    • Safe Deposit Boxes
  • Business
    • Business Team
    • Checking & Savings
    • Lending
    • Online, Mobile & Telephone Banking
    • Expanded Business Solutions
    • GenGold® Business Partner Program
  • Resources
    • Financial Education
    • Calculators
    • Routing Number
    • Newsletter
  • About
    • Careers
    • Community Involvement
    • Directors
    • History
    • Leadership
    • Privacy & Security
    • Statement of Condition
    • Values
    • Locations
Faceook Twitter LinkedIn
  • Personal
    • Branch Management Team
    • Checking
    • Savings, Money Markets, CDs & IRAs
    • Overdraft Programs
    • Deposit Rates
    • Online, Mobile & Telephone Banking
    • Home Lending
    • Personal Lending
    • GenGold Savings & Identity Theft Program
    • Safe Deposit Boxes
  • Business
    • Business Team
    • Checking & Savings
    • Lending
    • Online, Mobile & Telephone Banking
    • Services
    • GenGold Business Partner Program
  • Resources
    • Financial Education
    • Calculators
    • Routing Number
    • Newsletter
  • About
    • Careers
    • Community Involvement
    • Directors
    • History
    • Leadership
    • Locations
    • Privacy & Security
    • Statement of Condition
    • Values
  • Contact Us
  • NHTrust Financial Advisors
  • MeredithVillage Savings Bank
  • MerrimackCounty Savings Bank
  • Savings Bank ofWalpole
  • New HampshireMutual Bancorp